Chequing

Chequing Account products now available:

Personal / Commercial / Ag Chequing Account (non-interest bearing chequing account)
Heritage 60 (non-interest bearing seniors account)
HeadStart® (interest bearing youth account)
STUDENTCHOICE™ (graduate interest bearing account)

Personal / Commercial / Ag Chequing Account (non-interest bearing chequing account)

Provides a monthly statement with your cancelled cheques at a monthly fee of $1.00.
All member initiated transactions, manual or electronic - unlimited free usage.
Sign up for free on-line or telephone banking and be able to access your account from anywhere you are.
Request a MemberCard and access your personal chequing account through any credit union or other Automated Teller machine with an Interac or CIRRUS symbol.
A Member Card also allows you to have access through an Interac direct payment terminal at merchant locations - unlimited free usage.
Global Payment MasterCard
Line of Credit may be attached for overdraft protection (OAC). Interest is paid on the exact amount of the Line of Credit you use, and only for the number of days you actually use it.
Access to a variety of Credit Cards (OAC).

Organizations

Organizations receive all of the benefits listed under Personal / Commercial / Ag Chequing account, however, there is no $1.00 monthly maintenance fee charged.

Heritage 60 (non-interest bearing senior account)

A special plan for our senior members (60 years or older).
On joint accounts only 1 person needs to be 60 or over to be eligible.
No monthly maintenance fee.
All member initiated transactions, manual or electronic - unlimited free usage.
Monthly statement provided along with your cancelled cheques.
No service charge on money orders, bank drafts or travelers cheques.
Free personalized cheques (limited styles only).
Sign up for on-line or telephone banking for free and be able to access your account from anywhere you are.
Request a MemberCard and access your personal chequing account through any credit union or other Automated Teller machine with an Interac or CIRRUS symbol.
A Member Card also allows you to have access through an Interac direct payment terminal at merchant locations - unlimited free usage.
Line of Credit may be attached for overdraft protection (OAC). Interest is paid on the exact amount of the Line of Credit you use, and only for the number of days you actually use it.
Global Payment MasterCard
Access to a variety of Credit Cards (OAC).

HeadStart® (interest bearing youth account)

A HeadStart® account is combination chequing and savings account, with a competitive interest rate.
A special account for our members 13 - 18 years of age.
No monthly fee or service fees.
No minimum balance required.
Interest will be calculated on the closing daily balance and accrued interest will be credited to the member's Head Start on the last day of each month.
Funds may be deposited, transferred or withdrawn at the member's discretion.
Monthly statement provided along with your cancelled cheques.
Free personalized cheques (basic cheque style only).
Sign up for on-line or telephone banking for free and be able to access your account from anywhere you are.
Request a MemberCard and access your personal chequing account through any credit union or other Automated Teller machine with an Interac® or CIRRUS® symbol.
A Member Card also allows you to have access through an Interac direct payment terminal at merchant locations - unlimited free usage.
At age 19 the account will be transferred to a Personal Chequing account. Or it may be transferred to a STUDENTCHOICE™ account, which is dependent on you furthering your education.

STUDENTCHOICE™ (graduate interest bearing account)

STUDENTCHOICE™ is a graduate package chequing account available to students aged 18 to 26 who are enrolled in post secondary programs of at least 60% of full time studies. Post secondary education includes universities, community colleges and technical institutes. Apprentice programs also qualify. Proof of enrolment will be required.
A combination Saving/Chequing account with a competitive interest rate.
Interest is calculated on the closing daily balance and paid monthly.
No minimum balance required.
No monthly fee or service fees.
Provides a monthly statement with your cancelled cheques.
Sign up for on-line or telephone banking for free and be able to access your account from anywhere you are.
With a MemberCard you can have access to your STUDENTCHOICE™ account through any credit union or other Automated Teller machine with an Interac or CIRRUS symbol. We can also set up your Member Card to allow access through an Interac direct payment terminal at merchant locations.
Global Payment MasterCard
No Fee CUCredit Student Master Card Credit Card (OAC).

Also available with the STUDENTCHOICE™ account are three innovative loan products (OAC):

STUDENTCHOICE™ Line of Credit
STUDENTCHOICE™ Computer Loan
STUDENTCHOICE™ Education Loan