Deposits
Loans
Wealth Management
Cards
Electronic Services
Calculators
Privacy Policy
Brochure Builder

 

Loans

When it comes to borrowing money, we all have different needs.  But no matter what your needs are - whether it be a car, furthering your education or starting a new business - whatever it is Unity Credit Union is here to help. 

We offer a wide range of fair, uncomplicated borrowing options and are committed to providing products and payment plans that best suit your financial requirements.  Our professional lending staff will be happy to advise you about the advantages of Unity Credit Union's loan products and services.

Personal Loans

  • For any worthwhile purpose.
  • Repayment plans that suit you.
  • Competitive interest rates.
  • No penalty for early repayment.
  • Quick Approval - usually within one business day.
  • Life and disability insurance available.

Mortgages (Personal, Agriculture or Commercial)

  • Available for purchasing an existing, constructing or renovating a home or business.
  • Available for the purchase of land.
  • Pre-approval available - gain confidence with the knowledge that your financing has been approved.
  • Competitive interest rates - fixed or variable.
  • Term and repayment plans that suit your financial needs.
  • Choose between open or closed term options.
  • Life insurance available.

Revolving Line of Credit

  • A maximum approved amount that can be borrowed based on your financial situation.
  • Provides extra cash when you need it.
  • Provides overdraft protection.
  • One time application.
  • Pay interest only on the amount used for the number of days used.

Student Loans

  • Available for full-time students attending a university or technical institute.
  • Pay only the interest owing until you complete your education.      

Agricultural Loans

At Unity Credit Union, we are proud to support the agricultural community.  Farming and ranching is more than just a business, it's a lifestyle.  A lifestyle that is faced with many challenges - financing being one of those challenges.

Unity Credit Union offers a wide variety of agricultural products and services to help you meet those challenges and still maintain your lifestyle.

  • Equipment Loans
  • Livestock Loans
  • Operating Loans
  • Mortgage Loans
  • Government Guaranteed Loans

Contact one of our Agriculture Account Managers at (306) 228-2688 about which agriculture loan is right for you.

Commercial Loans

Dreaming about starting your own business or expanding an existing one!  Unity Credit Union can help make your dream come true!

We offer a wide range of commercial loan products to help make your business a success.

  • Term Loans
  • Mortgage Loans
  • Operating Lines of Credit
  • Business Improvement Loans

Contact one of our Commercial Account Managers at (306) 228-2688 for more details and find out which loan product would work best for you.

Quick Loans

The Quick Loan is a one-time approved ongoing loan that allows you to access cash up to a pre-approved limit.  You pay interest only on funds used for the time used.

It offers you:

  • Competitive Rates - interest rates less than rates charged by credit cards or overdrafts
  • No Hassles - once approved you don't need to reapply each time you need a loan, and you can prepay without penalty at any time.
  • Flexibility - advance money when you need it by giving us a call.
  • Choice - choose a payment option designed for your schedule and your budget.

Contact one of our Account Managers at (306) 228-2688 for more details.

Loan Insurance

Credit Life Insurance

  • Loan life insurance is an economical financial safeguard that can pay your loan balance and relieve your spouse or family of the financial stress.

Credit Disability Insurance

  • Available at low monthly premiums to make your loan payment should you become temporarily or permanently disabled through sickness or accident.

Contact one of our knowledgeable Account Managers for more information on loan insurance.

 

 

Credential Direct Ethical Funds Fat Cat MasterCard Apply Online - student-loans.sk.ca

© Copyright Unity Credit Union - Saskatchewan, Canada.